DRAFT — for legal review before launch. Not yet in force.

Terms of Service

Last updated: [DATE]. Provider: MONAD INDUSTRIES SOFTWARE CORP..

1. Information only — not tax advice

RefundSift provides general information about credits, deductions and reliefs that may apply to you. It is not tax, legal, accounting or financial advice. We do not prepare or file returns, are not a tax preparer, enrolled agent, CPA, chartered accountant or HMRC agent, and never represent you before the CRA, IRS, HMRC or any authority. Consult a qualified professional before acting.

2. Estimates

Amounts are rough estimates from published rules and the information you provide. Actual results depend on your full circumstances and the tax authority's assessment. We do not guarantee any refund.

3. Your responsibilities

Provide accurate information, keep your own receipts, and only upload documents you are entitled to share. You are responsible for any claim you make.

4. Payment

The full report is a one-time purchase of $19 (placeholder). Refunds: [policy TBD; consider refund if no items found]. Consumer rights under applicable law (incl. UK Consumer Rights Act, Quebec Consumer Protection Act) are not affected.

5. Acceptable use

No automated scraping, abuse, or uploading others' documents without permission.

6. Liability

To the extent permitted by law, our liability is limited to the amount you paid. Nothing limits liability that cannot be limited by law.

7. Governing law

[Province of Ontario / to be confirmed], subject to mandatory consumer protections where you live.