Credits we check · United Kingdom

Did you miss extra pension tax relief?

RefundSift checks your United Kingdom tax situation for the higher-rate pension tax relief. Here is what it is, in plain language, with links to the official HMRC pages.

Who qualifies

• You pay Income Tax above 20% (or above 20% in Scotland) and pay into a personal or relief-at-source pension.
• Your provider only adds the basic 20%; the extra must be claimed yourself.

How much

In England, Wales or Northern Ireland you can claim an extra 20% on contributions up to the income you paid 40% on (25% for 45%). Scotland has its own rates (1% to 28%).

How far back you can claim

Claim through Self Assessment, or use the HMRC claim service if you do not file one.

Official sources

• Pension tax relief (GOV.UK)

Not tax advice. This page is general information based on the official sources above, which can change. Rules and amounts depend on your full situation and the tax year. Check the official source or a qualified professional before you claim.