Credits we check · United States

Did you miss the HSA deduction?

RefundSift checks your United States tax situation for the HSA contribution deduction. Here is what it is, in plain language, with links to the official IRS pages.

Who qualifies

• You put money into a health savings account yourself (not through payroll) while covered by an eligible high-deductible health plan.

How much

Your HSA deduction is figured on Form 8889. Contribution limits are set each year; see IRS Publication 969.

How far back you can claim

To claim a refund on Form 1040-X, the IRS says you generally must file within 3 years after the date you filed the original return, or 2 years after the date you paid the tax, whichever is later.

Official sources

• About Form 8889, Health Savings Accounts (IRS)
• File an amended return (IRS)

Not tax advice. This page is general information based on the official sources above, which can change. Rules and amounts depend on your full situation and the tax year. Check the official source or a qualified professional before you claim.